The velocity of modern payment systems has created an unforgiving paradox: the faster you process transactions, the faster fraud can scale. When you're handling thousands of payments per second across distributed infrastructure, traditional batch fraud detection becomes a liability. By the time you discover fraudulent activity in a daily review, attackers have already extracted value and moved on. For enterprises running high-throughput fintech platforms, especially those bui

Failed payments cost businesses and consumers over half a trillion dollars every year. This article breaks down the real causes, from backend overloads to false declines, and explains how internal and external system failures create massive losses, customer churn, and operational chaos.

PSD2 authentication for Elixir/Erlang systems. Production code for passkeys, 3DS2, biometrics, dynamic linking. Optimized for high-throughput distributed payment systems.

A Payment Orchestration Engine (POE) architecture  is a centralized and intelligent platform that serves as an intermediary layer between merchant applications and multiple payment service providers (PSPs), gateways, and acquirers. Its primary role is to simplify and optimize payment processing by managing all integrations through a single point of connection. The architecture uses rules-based logic  and dynamic routing  to direct transactions to the most suitable provider ba

https://www.techtalk.ro/posts/adrian-magdas-on-crafting-good-software-for-even-better-products

Ever wondered how something as obscure and obfuscated as this ^[(]{0,1}[0-9]{1,4}[)]{0,1}[-\s./0-9]$ could be useful? This article is for...

I recently started working on a Phoenix/Elixir based project. Well, I’m too rusty for that, I said to myself. After many years of OOP, I...